Posted on 17 October 2010
PPI Home >
Yes, you can still claim back ppi for missold ppi policies by Banks & other lenders. The trick is to claim back ppi without delay. If you put in a claim for mis-sold ppi, even if your claim is held back, when it comes to be reviewed at a later time, you will be ahead of the queue.
Further if you claim back Abbey ppi or claim back Santander ppi, this Bank will still continue to pay compensation for any ppi it has mis-sold. Don’t let the legal challenge stop you claiming back ppi from any bank or lender.
Abbey or Abbey National, now Santander, will continue to pay out on ppi for mis-sold ppi claims.
To read more on the on Abbey ppi claims visit our ppi claim pages:
mis-sold Abbey ppi claims
mis-sold Abbey National ppi claims
mis-sold Santander ppi claims
The legal battle by Banks regarding missold Barclays ppi claims and misold Lloyds ppi claims stem from the FSA applying new rules and procedures on how they should review how they sold or mis-sold ppi policies.
ABBEY PPI CLAIM NOW
Posted on 17 October 2010
PPI Home >
Abbey or Abbey National, now Santander, will continue to pay out on ppi for mis-sold ppi claims.
To read more on the on Abbey ppi claims visit our ppi claim pages:
mis-sold Abbey ppi claims
mis-sold Abbey National ppi claims
mis-sold Santander ppi claims
PPI is the common name for payment protection insurance. It is an insurance policy sold by Abbey to help pay back the loan if the borrower falls ill, becomes sick or has an accident.
The legal battle by Banks regarding missold Barclays ppi claims and misold Lloyds ppi claims stem from the FSA applying new rules and procedures on how they should review how they sold or mis-sold ppi policies.
ABBEY PPI CLAIM NOW
PPi claims can still be made even if other banks are delaying the review until the court case. Claims can still be made against the following lenders for ppi claims and mis-sold payment protection insurance:
Posted on 17 October 2010
PPI Home >
STOP PRESS
Santander, formerly Abbey or Abbey National
Santander are to be commended for allowing Santander ppi claims to be processed despite the judicial review of the FSA’s new proposals advising how compensation Santander’s (Abbey’s) customers if they have mis-sold payment protection insurance.
A Santander payment protection insurance (or Abbey payment protection insurance) is often sold a long with a loan, secured or unsecured as a way to protect the borrower should they fall ill, become sick or lose their job. The problem about a mis-sold Santander ppi policy or mis-sold Abbey ppi policy claim is that if the ppi was missold the protection will not be afforded creating a false hope to the borrower and ultimate disappointment as the ppi claim will be turned down by the insurer.
The challenge by Banks regarding missold Barclays ppi claims and misold Lloyds ppi claims stem from the FSA applying new rules and procedures on how they should review how they sold or mis-sold ppi policies.
Banks have been critised as the court case would delay thousands of mis-sold ppi claims being reviewed.
SANTANDER & ABBEY PPI CLAIM NOW
30 Second Mis-Sold PPI Test
Posted on 17 October 2010
PPI Home >
Santander, formerly Abbey or Abbey National, have decided not to follow other main Banks who have mis-sold countless ppi polices to challenge their own watchdog the FSA in court.
The challenge by Banks regarding missold Barclays ppi claims and misold Lloyds ppi claims stem from the FSA applying new rules and procedures on how they should review how they sold or mis-sold ppi policies.
Consumer watchdogs and Defenders have critised the challenge which could delay thousands of mis-sold ppi claims being reviewed until the court has made a decision.
SANTANDER & ABBEY PPI CLAIM NOW
30 Second Mis-Sold PPI Test
The FSA has advised the banks to continue to review mis-sold ppi claim but it appears that the Banks will not follow the advice. The only bank who has decided to continue to review mis-sold ppi claims is Santander. Santander ppi claims will still be reviewed in the usual way.
PPi and Santander claims will proceed and anyone who has been missold Santander ppi or mis-sold Abbey ppi policy should claim now. There is nothing to lose in making a Santander ppi claim. You could be entitled to £thousands in mis-sold ppi Santander policies.
Posted on 13 October 2010
PPI claims made simple
PPI claims made simple – it could get not easier to make a ppi claim for missold payment protection insurance PPI.
As we are PPI claims solicitors we are experienced in claiming back missold ppi. We have been claiming back missold ppi for over 3 years and are fully familiar in making successful ppi claims on a loan, credit card or mortgage.
PPI claims made simple Process
It is simple to make a ppi claim. It’s just one click. Simply click on the PPI CLAIMS MADE SIMPLE FORM below and it will guide you through the missold ppi possibilities.
PPI CLAIMS MADE SIMPLE FORM
Once you have completed the ppi claim made simple form we shall call you back. If you require direct contact with the ppi claim solicitors please engage our live ppi claim live chat (on the top right hand side of this web page) or call us.
Posted on 11 October 2010
Home > PPI Claim News > First Plus PPI Claim > Barclays PPI Claims
It is claimed that First Plus owned by Barclays Bank tricked one of their customers into spending £10,000 on a First Plus PPI policy that was worthless.
An article written online about the story can be found here First Plus PPI Claim
A common reason for a mis-selling of a PPI claims are that the lender did not offer a choice. The reason for a possible mis-sold First Plus PPI is as follows:
- First Plus PPI claimed that the borrower had a poor credit rating so they were unlikely provide the loan without ppi
- A First Plus PPI is for the borrowers own protection
- First Plus would not sell a loan to a borrower without steady employment
- First Plus added the ppi without informing the borrower
- First Plus advised that the borrower would get a PPI cash back
There are many other reasons why ppi has been added to the loan without really giving the borrower an informed choice. As ppi is normally a secondary purchase when taking out a loan or credit card, the decision to take out ppi is often on the spot and the full implications of ppi are not explored.
Quick PPI Claim Form
Other useful links
Refused PPI
PPI Claim – Save Money
Credit Card PPI Claim
Posted on 11 October 2010
Picture PPI Claims
We have managed to obtain a little over £60,000 in ppi claims on just two loans from Picture. One loan we recovered ppi from picture in the sum of just over £34,000 and the othr Picture ppi claim was just under £27,000.
Both PPI policies were said to be mis-sold Picture ppi claims and both our clients successfully recovered the cost of the ppi from Picture.
Both amount are staggering ppi claims. Both our clients did not ask for, did not want or payment protection insurance (PPI) from Picture.
One issue (amongst many) are that when Picture sold ppi with a loan, the borrowers are provided with a second loan to purchase the ppi. Thus credit is provided to buy PPI, just like buying a car. The amount of the credit is therefore added to the main loan and charging the borrower interest as any other type of loan.
Again the ppi loan is just like any other loan where the borrower has to make fixed monthly repayments of both capital and interest so over a period of time the ppi is paid off.
The terms of the ppi to be repaid mirrors the original loan so over the full length of the loan term both the loan and the ppi loan will be paid off together.
The net result of a Picture PPI loan, like other lenders who sell this type of PPI is that the PPI can be very expensive.
If you have a Picture mis-sold ppi claim contact us now as you could be entitled to claim back £1000’s in mis-sold Picture ppi.
PPI Fast Track Claim Form
Other useful links
No Choice PPI
Refused PPI
PPI Claim – Save Money
Credit Card PPI Claim
Credit card ppi claims; personal loan ppi claims; or re-mortgage ppi claims are undertaken on a no win no fee guarantee.
Posted on 11 October 2010
Self-employed but still got ppi?
Self employed ppi claims are another possible mis-sold ppi policy added to a loan or credit card. If you are self-employed it means, as no doubt you are aware, you are your own boss. Should your business fail your ppi policy may not cover you and repay your loan.
Whilst the ppi has been sold to you, the sales advisor may have failed to informed you that the ppi policy may not cover the self-employed. The reason is that ppi cover is usually limited for “employed” persons. This is a risk factor that the ppi company takes into account as an employed person will usually have no control over their employment and thus to reduce the risk of fraud.
However it is important that the ppi sales advisor makes the borrower fully aware of the limitations of ppi to the self-employed. If ppi is sold to a self employed person which has this kind of exclusion it would mean that if the business fails there will be no ppi claim at all.
This kind of mis-sold ppi policy for self-employed would mean that this could be a costly mistake.
The sooner you make a ppi claim the quicker you can claim back compensation for mis-sold ppi.
PPI Fast Track Claim Form
Other useful links
No Choice PPI
Refused PPI
PPI Claim – Save Money
Credit Card PPI Claim
Credit card ppi claims; personal loan ppi claims; or re-mortgage ppi claims are undertaken on a no win no fee guarantee.
Posted on 11 October 2010
Had no choice but to take out PPI?
We have many ppi claims where we were told that without taking out ppi on the loan, credit card or mortgage they would not get the credit they required.
Some of the reasons give are:
- · The borrower has a poor credit rating so lender unlikely provide the loan without ppi
- · The PPI is for the borrowers own protection
- · The borrower does not have a steady job so must have ppi with the loan
- · The borrower did not know they had ppi, it was just added on the loan
- · That they would get a PPI cash back
There are many other reasons why ppi has been added to the loan without really giving the borrower an informed choice. As ppi is normally a secondary purchase when taking out a loan or credit card, the decision to take out ppi is often on the spot and the full implications of ppi are not explored.
The net result is that the ppi is often not suitable and very costly. Take action now and claim back ppi without delay. The sooner you make a ppi claim the quicker you can claim back compensation for mis-sold ppi.
PPI Fast Track Claim Form
Other useful links
No Choice PPI
Refused PPI
PPI Claim – Save Money
Credit Card PPI Claim
Credit card ppi claims; personal loan ppi claims; or re-mortgage ppi claims are undertaken on a no win no fee guarantee.
Posted on 11 October 2010
Was you told you had to have PPI?
Home > PPI Claim News
When you took out payment protection insurance where you told that you has to have PPI when you took out a loan or credit card? If so, there is a good chance that you may have a ppi claim as sale may be said to be unfair.
Having said that, to make a ppi claim solely on that basis may not be enough. The whole ppi claim will have to be taken into account. The cost of the ppi for instance needs to be looked at in terms of the ppi cover provided and the cost of the ppi in proportion with the loan requested.
The borrower will also need to establish if there are early penalty charges if the loan is re-paid early.
Often ppi claim result if the ppi is added to the loan, where it is costly and provides little or no cover to the borrower.
Take a look now to see if you may have been mis-sold ppi and claim back ppi now.
Quick PPI Claim Form
Other useful links
Refused PPI
PPI Claim – Save Money
Credit Card PPI Claim
Credit card ppi claims; personal loan ppi claims; or re-mortgage ppi claims are undertaken on a no win no fee guarantee.
