Advice - Home Page

Hutcheon Solicitors

The PPI Insurance Refund Claims Service

As Payment Protection Insurance PPI claim solicitors we can help you claim back the PPI linked with the loan. PPI claims solicitors offer a NO WIN NO FEE GUARANTEE. We our claiming £thousands of pounds back against all lenders and banks for worthless PPI insurance policies.

Here our Radio City Advert by clicking on the PPI Claims Link below:

PPI Claims - Radio City

The type of loan does not matter, secured (that is a charge or mortgage on your property) or unsecured, a personal bank or car loan etc. The cost of the PPI policy is added to the loan and paid over the entire term gaining interest and making it an expensive insurance product.PPI is designed to protect you if you fall ill, become unemployed or redundant by paying the installments on your loan or mortgage. If sold correctly this type of insurance a valuable product.

Our Biggest PPI Refund To Date:

£26,926.41 - Feb 2010

CLICK HERE TO START YOUR PPI REFUND CLAIM

Unfortunately many consumers, like you, may have been mis-sold PPI when taking out a loan or mortgage. Usually this is due to the fact that the sales advisers for the bank or lender has not done their home work by checking if you were suitable for the insurance or forced the sale through. Some people do not even know that the PPI has been added to the loan. As result may people have been unable to claim on their PPI policy because they had a previous medical condition. The small print in the PPI terms and conditions prevents many claims being made so that the cost of the PPI is worthless.

Further many sales advisers fail to explain clearly that the PPI policy does not cover the entire loan, if, for instance you are unable to work ever again. PPI will only pay out for a limited period of time, for instance 12 or 24 months making the cost of the PPI less attractive even if a claim could be made.

Certainly by adding the cost of the PPI to the loan or mortgage which gains interest makes it a very costly insurance product. If you attempt to cancel the PPI policy during the loan term, especially in the early years, you will be financially penalised. What many sales advisers fail to say is that PPI can be sold on a monthly basis and canceled at any time without penalty.

Can I Claim Back My PPI? Click Here For Our 30 Second Test

PPI FACT

“If you have been mis-sold a PPI policy you are entitled to your money back plus interest.”

But just as important, if you have been mis-sold payment protection insurance (PPI), not only could we help you claim back the cost of the PPI but, due to Consumer Protection Laws, as specialist PPI claim back solicitors we may be able to write-off the entire outstanding loan and DEMAND ALL YOUR MONEY BACK PLUS INTEREST.

WARNING - NO UPFRONT FEES

Be careful who you instruct when you wish to bring a PPI refund claim. We are aware that some Claims Companies (who are not solicitors) are charging people who have very little money an upfront fee. We do not charge you anything simply to have a look at the documents and see if you may have a PPI refund claim. We will LOOK AT YOUR PPI CLAIM FOR FREE. We will not charge you anything upfront. We also work on a NO WIN, NO FEE basis so if your claim fails for whatever reason you do no pay your PPI refund claim Solicitors anything. You have nothing to lose.

Our TOP 6 Mis-Selling Claims - Click Here

How can Solicitors We Write Off Your Loan & Refund Your PPI?

By using the Consumer Credit Act laws designed to protect consumers, like you, from unscrupulous or careless lenders. As Solicitors we know that simple administration errors, poor staff training by banks, other lenders & brokers have lead to many loans being declared unenforceable and PPI policies deemed mis-sold. As PPI Solicitors, we use the law to help you fight back. No lender can enforce the loan against you containing breaches of the Consumer Credit Act without an order from the court. If the breach, however minor, is a breach of a “prescribed term” it may mean that the court can make the loan unenforceable. You can avoid paying the balance of the loan and get back what you have already paid plus interest.

R James Hutcheon Solicitors
Pioneer House
Rainhill
Prescot
Merseyside L35 4LF